While we must accept that investment is a polynomial equation and not a linear one, it’s also important to note that it can have an easy and simple answer! Bear with me for 2 minutes before we discuss the one possible answer. The Equation Let us begin with an understanding of the equation itself. I… Continue reading Investments is a Complex Polynomial Equation
While systems for Banking ethics and code for customer support are in place, the Deputy Governor, RBI highlighted the growing cases of mis-selling in India. Here’s an extract of the speech of Shri S. S. Mundra, Deputy Governor, RBI. There has been increasingly large number of cases of mis-selling of third party products, particularly insurance products to… Continue reading Mis-selling Cases
It may sound as a paradox that we, being a information media ourselves, warn you about information overload! Yes, being an informed investor makes a lot of sense. But then, too much of anything is not okay too. Too many options in investments is a problem! Consumers suffer from decision paralysis because of the thousands… Continue reading Look out for Information Overload
I get a lot of questions on how to double the investments. Obviously, people are looking for quick tips and fixes (instead of using the power of delayed gratification). One of my earlier responses was that doubling your money is simple: Just fold it into two and keep it in you pocket. The questioner often looks… Continue reading How to Double my Investments?
Money management is more a matter of managing our own psychology than just understanding the numbers. Warren Buffett says it clearly, “Until you can manage your emotions, don’t expect to manage your money”. Let me talk about some issues and biases that work against us when it comes to investing. They are the devils of investing! Let me… Continue reading The Devils of Investing: Survivorship Bias