Financial Planning · Investments · Money Behaviour · Money Management · Mutual Funds · ServeTM

Investments is a Complex Polynomial Equation

While we must accept that investment is a polynomial equation and not a linear one, it’s also important to note that it can have an easy and simple answer! Bear with me for 2 minutes before we discuss the one possible answer. The Equation Let us begin with an understanding of the equation itself. I… Continue reading Investments is a Complex Polynomial Equation

Investments · Life Skills · Money Behaviour · Money Management · ServeTM

Look out for Information Overload

It may sound as a paradox that we, being a information media ourselves, warn you about information overload! Yes, being an informed investor makes a lot of sense. But then, too much of anything is not okay too. Too many options in investments is a problem! Consumers suffer from decision paralysis because of the thousands… Continue reading Look out for Information Overload

Calculators · Financial Planning · Investing Humour · Investments · Life Skills · Money Management · ServeTM

How Investing is much like Driving

In 1995, I had a choice between buying a Maruti 800 and a Premier Padmini. Buying the Ambassador was ruled out. And to get a Maruti 800, I had to wait for 6 months. The ever snappy boss cryptically called up and asked, “More interested in car or the career?” So Premier Padmini it was..… Continue reading How Investing is much like Driving

Financial Planning · Investments · Life Skills · Money Management · ServeTM

What is Debt & Equity

After reading the post on asset allocation, I got a mail from a reader asking me to elaborate on the terms debt and equity that we used there. Thanks K for asking. Different kinds of investments have different risk & return tradeoff. We’ll talk about that later in this post. But first before we learn… Continue reading What is Debt & Equity

Calculators · Life Skills · Money Management · ServeTM

Asset Allocation: Your Investment Game Controls

In investments, we all want to time the markets or select the “best” stock, mutual fund or any other investments. We find out later (the hard way) that they are not in our control mostly. But there’s something that’s in our control and that’s called asset allocation. Let’s understand this thing that’s called asset allocation.… Continue reading Asset Allocation: Your Investment Game Controls

Investments · Life Skills · Money Management · ServeTM

What is Rupee Cost Averaging?

Managing money is simple and straight forward once you understand the three basic principles of how money works. One is Pay Yourself First. Second is Compounding and the third is Cost Averaging. Let’s try to understand this concept of Rupee Cost Averaging. Why Rupee Cost Averaging? First of all, let’s find out why we need… Continue reading What is Rupee Cost Averaging?